Investment Services

Wilsey Asset Management was founded with the goal of assisting our clients in every aspect of their financial lives. We’ve provided the most personal service available, thus earning a reputation for excellence in our industry. For each of our clients we strive to help create financial stability and security to provide financial independence.

 

At Wilsey Asset Management, we provide financial assistance in the following areas:

Non-Retirement Accounts

  • Individual & Joint
  • Corporate
  • Trusts & Foundations
  • Education Savings

 

Retirement Accounts

  • Company 401(k) 
  • Individual 401(k)
  • Company Pension Plans
  • Traditional IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Inherited IRA

 

Management Style

What makes Wilsey Asset Management different is our management style. While other investment advisors and brokers are selling and using mutual funds for your investments, Brent builds your portfolio using individual equities. This approach has led to the development of our client’s Individualized Concentrated Value Portfolio. A lot of time is spent reviewing and analyzing the financial statements of the companies owned in your portfolio as well as Brent’s personal portfolio, which is invested alongside his clients. Brent has an excellent understanding of the business and the financial market. Wilsey Asset Management is investing in a diverse portfolio of different businesses, not gambling on the stock market or stock trading.

Weekly review of important items on your investments includes:

  • Valuation ratios: price/earnings, price/book, price/sales, and price/cash flow
  • Growth rates on sales and earnings per share
  • Financial strength: current ratio and total debt to equity
  • Management effectiveness: return on capital and return on equity
  • Management efficiency: receivable turover & inventory turnover
  • Development of target buy and sell prices
  •  

    Each quarter Wilsey Asset Management holds a client dinner or brunch for the clients in and around the San Diego area. Clients not able to attend are encouraged to watch the event on our website. This is a great meeting used to discuss the current economic environment and discuss some of the companies in the portfolio, which in turn gives his clients an understanding of the real world of investing and direction they are headed.

    If you’re tired of investing the way you have in the past, maybe it’s time you took a different approach to your investments using fundamental analysis. This style, which has been used by investment greats like Benjamin Graham, Warren Buffet, Peter Lynch and David Dreman has been a very influential management style.

     

    Performance


    Investors will often make hiring decisions based on past performance. This is a very dangerous practice which can hinder future results. We all know the age-old statement, “Past Performance is no guarantee of future results.” If you or your advisor generated good returns over the past year or even 5 years, but you do not have a clear understanding of why that was the case, your future returns could be in jeopardy. While past performance does carry some merit, it is far more important to understand the process and the reason behind the investment’s performance.

    Wilsey Asset Management likes seeing their client’s portfolios grow and is very proud of what they have been able to accomplish for their clients! Wilsey Asset Management bases performance over a seven-year business cycle, this allows investors to get a real feeling for the true measurement of success. We are very realistic with our clients and make sure they understand the portfolio will see volatility and out of that seven-year period they will see a couple of losing years. It is during those losing years that true investors can find the best investments to generate strong returns over the long term.

    Our firm does not get wrapped up in the day-to-day volatility of the stock market. We expect to see those losing days, weeks, months, and even years, but our goal is to focus on building your portfolio for the long term and to educate you through those emotional and volatile periods.

     

    Fees


    Investors will often make hiring decisions based on the fees charged. This narrow view can have a negative impact on your long-term returns. While it may appear you are paying less, if the net return after fees and charges is not justified you may actually be paying more in terms of the opportunity cost. As an example, if you compare an advisor that charged 1.0% and had a net return of 5.0% to an advisor that charged 1.5% and had a net return of 8.0%, you would have had a higher economic cost -----by choosing the advisor with the lower fee. Simply put, would you rather earn 5% or 8%?

    The financial industry is filled with hidden fees and commissions many investors do not see or realize they are paying. While investors do not see them, the fees are there and they can dampen the long-term performance of their portfolio. Whether it be advisors charging a fee to place investors into a mutual fund charging an additional fee, or even worse, advisors charging a fee to manage an annuity they sold to the client for a high commission (Can be upwards of 10%), the fees can add up and hinder their performance.

    At Wilsey Asset Management, we do not sell products and we have a transparent fee structure that is very simple for our clients to understand. The fee is based on the net invested assets. This puts us on the same side of the table as our clients, when our clients make money, Wilsey Asset Management makes more money.

     

    Our Principle


    Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or give us a call at (858) 546-4306.

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    Upcoming Smart Investing Workshop
    Saturday, Sept 30th 

    The Smart Investing Radio Show

    with Brent & Chase Wilsey 

    Saturdays 8am - 9am (LIVE)
    Sundays 5pm - 6pm (REPLAY)

    LISTEN TO RECORDED SHOWS

     

     

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